The DIY Safety Kit

Built for plans that want clarity, structure, and control without outsourcing the work.

What the DIY Safety Kit Does

  • Gives you a coherent organizational structure 
  • Removes guesswork about what belongs in your documentation
  • Provides guidance on lines you should not cross
  • Provides guidance on the documents you need

What You Get Inside

  • Boundary Illumination videos – ERISA Rules, Legal Position, etc.
  • Terms and Implications Glossary
  • Examples of how to document your fulfillment of fiduciary duties – templates and language

 

Plus
✓Annual ERISA risk-trend guidance -Keeps you aligned with real-world lawsuit claims and regulatory expectations.

Who the DIY Safety Kit Is Ideal For

  • Plans that want control over the process
  • Committees that prefer an internal workflow
  • Plans with lower complexity
  • Fiduciaries who want clarity without outsourcing
  • Minimal expense

How It Works

Simple three-step workflow you execute in-house:

  1. Watch the short guidance videos
    What belongs in a specific part of your documentation and why.
  2. Fill in the Safety Kit prompts with support from examples
    Create your own process descriptions in your language, not vendor language
  3. Signature-ready fiduciary decisions
    File your completed documents

The Value Proposition: Problem Solved at What Cost

Fiduciaries have two potential adversaries

Regulators

  • Your risk is an audit where you lack required documentation under 408((b)(2).
  • Audits can be random – any size plan

 

Litigation lawyers

  • Your risk is a legal challenge where you do not have proof of your process or decisions.
  • Litigation risk grows with participant count.
    • Under 100 participants: claims are rare, damages are small
    • Around 100–150: exposure increases sharply
    • Beyond that: plan fees grow large enough that plaintiffs become interested

 

Without basic fiduciary proof documents chances of refuting accusations are low and expensive.

Cost of Delay

If you wait until someone questions your fiduciary decisions, you’ll face four costs:

  1. Your time: gathering old records, recreating decisions, explaining processes from memory.
  2. Professional fees: attorneys bill $350–$600/hr — and a defensible file takes 20–40+ hours to rebuild.
  3. Reputation and career damage: once you’re under scrutiny, even a baseless complaint becomes a permanent mark.
  4. The litigation trap: without contemporaneous evidence, you can’t shut the accusation down early — which means you will pay the cost to litigate – or settle.

 

You can easily afford the low annual fee -paid by the plan or the employer- not you.

Cost & Enrollment

Enrollment takes under three minutes and gives you immediate access.

FIX IT NOW — $149/YEAR
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