SAFE-D Service

Precision fiduciary documentation for your protection

What SAFE-D Is

SAFE-D creates documents demonstrating your proper execution of duty.

  • Captures your process: analysis, reasoning, and decisions  
  • Organized, dated, signature ready  
  • The entire file prepared proactively — not reconstructed under pressure

What It Does for You

  • Eliminates 20–40 hours of internal work

  • Removes guesswork in how to describe your process

  • Aligns your documentation with allegations seen in real lawsuits

What You Get

Training Resources

  • Boundary Illumination videos covering risk, solutions, and duty
  • The 401(k) Lawsuit Playbook, A Fiduciary’s Guide
  • Fiduciary Terms & Implications Glossary

 

SAFE-D documentation 

  • Database-driven analyses & benchmarking of your plan’s details
  • Worksheets & signature-ready minutes proving fulfillment of
    • 404(a) oversight
    • 408(b)(2) processes
  • Conflict-free evidence 

 

Plus:

✓ Annual guidance and alerts
✓ Member resources
✓ An organization of fellow fiduciaries with the same objectives

How It Works

Four steps — minimal time on your side:

  1. You provide essential data
    • Complete a brief intake
    • Forward/upload copies of plan documents and reports already in your files.
  2. We build your documents using SAFE-D software and its underlying database
  3. You receive clean, consistent, signature-ready documents — tailored to your plan and ready for your fiduciary file.
  4. You review and sign.

Who SAFE-D Is For

  • Fiduciaries who need reliable documentation without extra workload

  • Mid-sized plans (100+ plan participants); more people or more money is more risk

  • Plans preparing for audits, vendor changes, or known risk exposure

Why It Matters

Fiduciaries have two potential adversaries:

  • Regulators
    Your risk is a surprise audit too late to prepare required 408((b)(2) documentation.
    Audits can be random – any size plan
    Penalties are a function of plan expenses: bigger plans; bigger penalties
  • Litigation lawyers
    Your risk is a surprise complaint where you do not have proof of your process or decisions.
    Litigation / complaint risk grows with participant count.
    • Under 100 participants: claims are rare, damages are small
    • Exposure increases thereafter

 

Without contemporaneous documentation proving your execution of duty, refuting accusations becomes expensive and uncertain.

Tiered Pricing

Under 150 participants – $1,950 / year

  151–250 participants – $2,850 / year

  251–500 participants – $3,950 / year

Over 500 participants – $10 per participant /year

SAFE-D aligns your protection level with the reality of your exposure.
The plan causes your problem; the plan (or employer) pays to fix it.

The Cost of Building Later

Waiting means:

  • Time spent recreating decisions
  • Attorney fees at $350–$600/hr
  • Permanent reputational impact

 

The litigation trap: without contemporaneous evidence, you can’t shut the accusation down early — which means months of back-and-forth and a settlement you don’t deserve.

SAFE-D prevents this waste of time and money, at no cost to you. 

You won’t face a crisis with missing documentation.

Next Steps

START SAFE-D now
need to Talk First? SCHEDULE A CALL

Either choice moves you toward safety. My role is to make this easier, clearer, and protective — not complicated.