The SAFE-D Process creates defenses most CEO, CFO, and HR directors don’t even know are missing.
Create your safety now.
Department of Labor lawsuits:
ERISA Liability:
These do NOT share your risk:
Mutual funds | Brokers | Agents | Advisors
Record keepers | Administrators | Auditors
Business insurance | E&O and D&O insurance
You get:
And for what … ?
You’re told it’s all about testing, investments, advice and reporting — because those are the only tools they have.
But plan compliance is not fiduciary compliance.
That difference in definitions is the vulnerability most fiduciaries don’t know about— until it’s too late.
You deserve safety — and the proof that makes it real — at no cost to you.
Fiduciary safety doesn’t come from empty assurances — it comes from experience, preparation, and action. You’ll find all three here, without the noise.
I was twice investigated by regulators. The first time, I expected them to be reasonable — and I lost. The second time, I knew what to expect, and I won.
You don’t know what to expect; I do. I’d like to help you with that — and more.
That experience taught me what doesn’t work and what does, and that’s why
Your safety depends on understanding the threat, knowing what protects, what’s been handled, and what’s left to you.
Under ERISA law, plan requirements are paid for by the plan. Your cost: zero.
Boundary-Illumination videos make the essentials clear in minutes, not weeks — so you can act with confidence.
Download worksheets and minutes proving your fulfillment of fiduciary duty — creating your safety in minimum time.
We monitor court decisions and regulatory shifts, adjusting our advice and your documents as needed.
Save time. Save money. Let our free training reveal safe vs. sued behaviors and what to fix first.
Get the evidence that makes you safe — DIY or Done-for-You. We analyze, prepare and document your fulfillment of duty.
We review together, finalize your minutes, and you file your protection with confidence.
SAFE-D brings structure to what’s all too often handled by guesswork —
no theory, no fluff, just facts that keep fiduciaries safe.
Rulebooks recite rules. This Playbook reveals real attacks and defenses that work — so you can focus on what protects you.
Definitions are easy to find online — their legal implications are not. This glossary flags the terms that can work against you, so you can stay out of trouble.
ERISA liability lasts six years. Your SAFE-D documents stay accessible to YOU for six years — even if you change jobs or retire.
Most providers contract with the plan or employer — not the fiduciary. With SAFE-D, you’re our client too — so your interests stay protected.
I’ve been through the regulatory process — lost once, won once. Experience beats slogans; your documents reflect that.
Reveals where provider services stop and your defense zone begins — so you can spot the gaps and close them.
Short, practical videos that show “safe” from “sued” behavior — so you learn in minutes, not weeks.
Our independence means no conflicts with your service providers — no moving plans, no awkward confrontations, no scare tactics, no hidden agenda.
You’ll know what and why, but also how. Step-by-step instructions turn insight into immediate action.
To get all this and more…
When fiduciary and plan compliance work together, everyone wins – employers, service providers, fiduciaries, and plan participants.
That’s why advisors and administrators refer clients to SAFE-D — to complete the circle of protection.
Plan compliance ≠ fiduciary compliance.
Advisors, brokers, and administrators handle plan operations.
SAFE-D protects the fiduciaries personally responsible for decisions.
That’s why many service providers refer their clients here —
to complete the safety circle without creating conflicts.
SAFE-D (Structured Analysis for Fiduciary Evidence and Defense)
serving fiduciaries and advisors who serve them.
Of the TOP 20 401(k) service companies:
How many sued over their own 401(k)s?
WHY sued?
They don’t make you safe; YOU do.
Fiduciary risk boils down to
Evidence and Cost
SAFE-D addresses both
Evidence for you / No cost to you
Hey!
