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Services and Pricing

Fiduciary Safety Isn’t an Accident — It’s Focused Preparation

Service providers handle the day-to-day operations of a 401(k) plan—and most do that well.

But their role is limited. They do not carry responsibility for the fiduciary decisions made on behalf of the plan.

That responsibility—and the liability that comes with it—rests with you.

Lawsuits do not focus on their routine operations.
They focus on fiduciary decisions, the process behind them, and whether that process can be demonstrated under scrutiny.

That—not plan operations—is what your defense documentation must support.

That’s why I built a three-part system:

✓ Training — Reveal lawsuit-triggering blind spots
✓ Techniques — Practical steps to strengthen fiduciary decision-making
✓ Tools — SAFE-D’s documentation system that defends independent fiduciary judgment

The video below explains the reality of your fiduciary risk and your options.

Choose Your Level of Fiduciary Protection

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Blind-Spot Training

Sued Where You Don't Expect

Incomplete information leaves gaps in fiduciary defenses.  That is the core challenge.

  • What tasks pose the biggest risks
  • Which are handled by those you hire
  • Which remain your responsibility — and whether they’re trivial or serious

 

Take the FREE Quiz:

  • Get a personalized report identifying your #1 fiduciary risk
  • Short “liability boundary line” videos showing
    • Possible vs. Actual grounds for lawsuits
    • Four Fatal Flaws
    • Where to Focus 
    • Liability Limits
    • and more

 

Why It Matters

Do you think you’re too small to be challenged, or too big, or that somebody else handles your risk?

That’s why they’re called Blind Spots.  Clarity comes before protection.

Get your Blind-Spot Training and actionable details — free.

FREE

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DIY Safety Kit

Build Your Basic Defenses

Once your fiduciary risk is clear, one question remains:

  • How do you fix it?

 

The DIY Safety Kit prevents the most common mistakes.

You get:

  • The Blind-Spot Video series
  • Boundary Illumination Fix-It Videos
  • Minimums you must meet 
  • “How to do your duty — and prove it” guidance
  • Sample documents & sample language
  • Vendor evaluation outlines 
  • The 401(k) Lawsuit Playbook 
  • Terms & Implications

 

Plus:
✓ Annual ongoing guidance and alerts

Why It Matters

Personal liability and uncertain defenses create easy gaps for negligence allegations. 

Fiduciaries need to just get their basic evidence right.

Ideal for plans under 100 participants.

$149/year (billed annually)

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SAFE-D Complete

Professional Membership

Bigger plans are more visible,  carry more fiduciary risk, and need more careful documentation.

401(k) lawsuits are about fiduciary oversight.  Proof of proper oversight is the defense.

Proper defense requires proof of receipt of full disclosure (408(b)(2)), proof of its use in oversight, how it is used, decisions made and action taken or not taken.

You get:

  • 408(b)(2) disclosure analysis
  • Process and decision worksheets 
  • 404(a) duty documents 
  • Signature-ready minutes
  • Conflict-free evidence 

 

Plus:
✓ Annual guidance /updates
✓ Participation in a private fiduciary benchmarking network

Why it matters:

SAFE-D documents are aligned with evidence courts expect.

Ideal for:
Plans 100+ participants
Committees with higher exposure
Anyone unwilling to take personal risk for a claim of negligence.

From $1,950/year (billed annually)

All memberships auto-renew yearly. You can upgrade or cancel  anytime.

Take the Risk Quiz
How the DIY Safety Kit Works
How SAFE-D Done-for-You Docs Works

No cost. 90 seconds.
Clarity first — no over-reacting, no under-reacting.

Structured support
for your hands-on oversight

Higher exposure, higher rigor.
Documentation built and
maintained with you.